Two Wheeler Insurance

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Overview

Insurance – Secure Your Ride with Two-Wheeler Insurance

Protect your two-wheeler from unforeseen risks with our comprehensive Two-Wheeler Insurance. Whether it’s accidental damage, theft, or third-party liabilities, our policy ensures that you ride with confidence. Get affordable premiums, instant policy issuance, and easy claim settlements with our hassle-free insurance solutions.

Features

Comprehensive Coverage : Protects against damages
Hassle-Free Claims : third-party liabilities
Cashless Repairs : and personal injuries.
Affordable Premiums : Easy online claim processing and quick settlement.
No Claim Bonus (NCB) : Avail repair services at X+ network garages across India.

How To Apply

How to Apply for Two-Wheeler Insurance?

  1. Choose Your Plan – Select between comprehensive, third-party, or OD insurance.

  2. Provide Vehicle Details – Enter your bike’s registration number, model, and variant.

  3. Calculate Premium – Get an instant premium quote based on your coverage preferences.

  4. Upload Documents – Submit RC, previous insurance details, and KYC documents
  5. Make Payment & Get Policy – Complete the payment and receive your policy instantly via email.

Eligibility

  • The policyholder must be the registered owner of the vehicle.

  • Valid Registration Certificate (RC) of the two-wheeler is mandatory.

  • Renewal for existing policies should be done before expiry to avoid penalties.
  • Third-party insurance is mandatory for all two-wheelers under Indian law.

Interest & Charges

  • Third-Party Insurance Premium: Starts from ₹X per year (as per IRDAI guidelines).

  • Comprehensive Insurance Premium: Varies based on vehicle type, IDV (Insured Declared Value), and add-ons.

  • No Claim Bonus (NCB): Up to 50% discount on premium for claim-free years.
  • Additional Charges: Based on riders, engine capacity, and coverage enhancements.

Frequently Asked Questions (FAQs)

1. What is the difference between third-party and comprehensive insurance?

Third-party insurance only covers liabilities towards others, while comprehensive insurance protects your vehicle as well as third-party damages.

2. Is two-wheeler insurance mandatory in India?

Yes, as per the Motor Vehicles Act, 1988, all two-wheelers must have at least third-party insurance.

3. Can I renew my policy online?

Yes, renewal can be done instantly online by providing your existing policy details.

4. What is No Claim Bonus (NCB)?

NCB is a discount given on renewal premiums if you haven't made any claims during the policy term.

5. What add-ons are available for two-wheeler insurance?

You can opt for Zero Depreciation Cover, Roadside Assistance, Engine Protection, and Personal Accident Cover.

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