Business Loans

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Overview

Business Loan – Fuel Your Business Growth

Running a business requires steady financial support. Our Business Loan solutions are designed to help entrepreneurs expand operations, invest in infrastructure, manage working capital, and grow their businesses without hassle. With quick approvals, minimal documentation, and flexible repayment options, we ensure that your business gets the financial backing it needs.

Features

High Loan Amount : Get business financing up to ₹X crores
Flexible Repayment Tenure : based on eligibility and financial strength.
No Collateral Required : Loan tenure ranging from 12 months to X years
Quick Approval & Disbursal : with easy EMI options.
Competitive Interest Rates : Avail unsecured business loans without pledging any assets (subject to eligibility).
Multiple Loan Purposes : Fast-track loan processing to ensure timely disbursal of funds.

How To Apply

Applying for a Business Loan is simple and hassle-free:

  1. Check Your Eligibility – Ensure you meet the income and business requirements.

  2. Submit Application – Apply online or visit the nearest branch.

  3. Document Submission – Provide KYC, financial statements, business registration proof, and bank statements.

  4. Loan Processing & Verification – Assessment of business financials and creditworthiness.

  5. Loan Approval & Disbursement – Once approved, the loan amount is credited to your account.

Eligibility

  • Business Age: Minimum X years of operation (varies for startups).

  • Annual Turnover: Should meet the required threshold based on loan type.

  • Business Type: SMEs, proprietorships, partnerships, and private limited companies.
  • Credit Score: A good CIBIL score improves approval chances.

Interest & Charges

  • Interest Rate: Starting from X% p.a.

  • Processing Fee: X% of the loan amount

  • Prepayment & Foreclosure Charges: Nil or X%, depending on the lender
  • Late Payment Penalty: X% per month on overdue EMI

Frequently Asked Questions (FAQs)

1. What is the maximum loan amount I can avail?

The loan amount depends on your business revenue, loan type, and eligibility.

2. Can I get a Business Loan without collateral?

Yes, we offer Unsecured Business Loans with funding based on your business turnover.

3. What documents are required for a Business Loan?

  • Business registration proof

  • KYC documents (Aadhaar, PAN, etc.)

  • Bank statements (last X months)

  • Income Tax Returns (ITR) of the business

4. How long does the approval process take?

Loan processing typically takes X to Y working days, subject to document verification.

5. Can I repay the loan before the tenure ends?

Yes, prepayment is allowed. Some loans may have foreclosure charges (if applicable).

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