Loans

Smart Home Loan Plan

Our Smart Home Loan Plan is designed to help you achieve your dream of owning a home. With competitive interest rates, flexible repayment options, and quick approval, this loan ensures a hassle-free experience.

Product Overview

Eligibility

- Minimum age: 21 years

- Maximum age: 60 years

- Salaried or self-employed individuals

- Minimum monthly income: ₹25,000

- Good credit score (650+)

Interest Rates & Charges

Interest Rate: Starting from 8.25% p.a.

Processing Fee: Up to 1% of loan amount

Prepayment Charges: Nil (for floating rate loans)

Late Payment Charges: As per bank policy

How to Apply

1. Fill out the online application form

2. Upload required documents

3. Get instant eligibility check

4. Loan approval within 48 hours

5. Amount disbursed directly to your account

Product FAQs

What is the maximum loan amount? : You can avail up to ₹5 Crores depending on your eligibility.

How long does approval take? : Usually within 24–48 hours after document submission.

Can I prepay the loan? : Yes, there are no charges for prepayment on floating interest loans.

Need help choosing?

Share your requirement and a Banyan Business Zone advisor will contact you.

Smart Home Loan Plan

Product Overview

Eligibility

Interest Rates & Charges

How to Apply

Product FAQs

Need help choosing?

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