Loans

Smart Business Loan Plan

Our Smart Business Loan Plan is tailored to support entrepreneurs and small business owners. Whether you need funds for expansion, inventory, or working capital, this loan provides quick access to capital with flexible repayment terms and competitive interest rates.

Product Overview

Eligibility

- Age: 21 to 65 years

- Business vintage: Minimum 1 year

- Type: Proprietorship / Partnership / Pvt Ltd

- Minimum annual turnover: ₹10 Lakhs

- Good credit score (650+)

Interest Rates & Charges

Interest Rate: Starting from 10.50% p.a.

Processing Fee: Up to 2% of loan amount

Prepayment Charges: Applicable as per lender policy

Late Payment Charges: As per agreement

How to Apply

1. Fill out the business loan application form

2. Upload KYC and business documents

3. Get instant eligibility assessment

4. Loan approval within 1–3 working days

5. Funds credited directly to your business account

Product FAQs

What is the maximum loan amount?

You can avail up to ₹2 Crores depending on your business profile.

How quickly can I get the loan?

Approval is usually completed within 24–72 hours.

Is collateral required?

Both secured and unsecured loan options are available.

Need help choosing?

Share your requirement and a Banyan Business Zone advisor will contact you.

Smart Business Loan Plan

Product Overview

Eligibility

Interest Rates & Charges

How to Apply

Product FAQs

Need help choosing?

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