Fixed Deposit

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Overview

Investment – Secure Your Future with Fixed Deposit

A Fixed Deposit (FD) is a safe and reliable investment option that helps you grow your savings with guaranteed returns and attractive interest rates. With flexible tenure options, minimal risk, and assured returns, our FD plans are designed to suit both short-term and long-term financial goals.

Features

Guaranteed Returns	:	Earn higher interest rates compared to a regular savings account
Flexible Tenure	:	Choose from 7 days to 10 years as per your financial needs
Higher Interest for Senior Citizens	:	Additional 0.5% interest for senior citizens
Multiple Payout Options	:	Get monthly
Tax-Saving Option	:	quarterly

How To Apply

1️ Choose Your FD Type – Select between Regular FD, Tax-Saving FD, or Senior Citizen FD.
2️ Enter Deposit Amount & Tenure – Choose the amount and lock-in period as per your goals.
3️ Submit Required Documents – Upload ID proof, PAN card, and address proof.
4️ Make Payment – Complete the investment via net banking, UPI, or cheque.
5️ Get FD Certificate – Receive your FD receipt and investment details instantly.

Eligibility

Individuals & Senior Citizens – Indian residents above 18 years can invest.
Minors – Can invest under guardian supervision.
Hindu Undivided Families (HUFs), NRIs, and Companies – Eligible to open an FD account.
Minimum Investment – Starts from ₹5,000 (varies by FD type).

Interest & Charges

Interest Rates – Varies based on tenure and deposit amount.
Tax-Saving FD Lock-in – 5 years with tax exemption under Section 80C.
Premature Withdrawal – Allowed with a small penalty charge (not applicable for tax-saving FD).
Loan Against FD – Available at competitive interest rates.